In my place of employment, we offer a couple of financial products that have an Accidental Death policy attached to the account. While training new employees to the department in which I work, I stress that those services are accidental death only. People often call and ask about their life insurance coverage, to which I say, “it is accidental death only.”
How many of these kids do you think were planned?
Several years ago, one of the CSRs in my department questioned me about some of the accounts. She was still trying to get the insurance option figured out. Still a bit confused she said, “So who qualifies for an accidental life policy?”
I looked at her with a twinkle of disbelief. I said, “Honey, almost everyone I know qualifies for accidental life because almost all of us were accidents. Just ask your mama.”
I had to explain it to her.